Today, people live busy lives. And, it seems quite simple to throw money at easily accessible food solutions because people are too tired to find a better way to work it out. But with time, this food budget proves to be one of the most expensive checklist items of your monthly expenses. Thus, it gets very important to keep a check on it and reduce it and derive eating satisfaction from other things. Here are some easy ways to cut down your food budget and be debt free:
1. Be vegetarian
You have a lot of reasons to go on a plant based diet. Meat is costly and eating rice and beans or any other vegetable would be quite a great option for few days. You can always find alternatives for non-veg items.
2. Drink less alcohol
If you’re an alcoholic, then maybe you’re already spending a fortune on your food and beverages. Try to spend less on alcohol. Keep it in reserve just for friends and parties. You do not need alcohol all the time and if you do, then you will have tough time managing your budget.
3. Quick purchasing ready-made ideas
If you maintain a gluten free diet, then purchasing gluten free loaf could be costly. But, if you prepare the loaf at home, it would be literally half the price. It stands true for anything you purchase pre made. If you make it at home, the same thing can be made in volumes. It is inexpensive to purchase bulk and cook in the pot than to purchase instant.
4. Schedule your menu for two weeks
Draft a timetable and schedule your breakfasts, lunches, snacks and dinner for the coming 15 days. Look at your kitchen cabinets and plan your menu well. One you have jot down the menu, create your grocery list. Remember to see the other sundries before going for shopping.While planning your list, you can look for coupons for the products specifically, and combine those deals with Costco discount codes for even more savings.
5. Shop for grocery twice a month and follow the list
People who eat veggies and fruits need to get it fresh from the market. Thus, shopping twice or thrice a month is very important. Get only veggies and fruits for 1o to 15 days and then go again to the market to buy. It will help you eat fresh.
6. Know what is there in your freezer
You may have something yummy in your refrigerator but sometimes people forget it. So, remember that you keep your fridge list updated. Put in the fresh things and keep changing the rounds.
7. Keep comfort food by your side
Sometimes you do not want to cook or eat healthy. Nothing sounds better than eating a sandwich while making your way home. So, remember to keep some extra money in reserve for it.
Once you know how to manage your monthly food budget well, you shall never overspend on it. Swiping credit card over irrational food expense isn’t a great idea. It eventually leads you to debt. However, you can get out of debt by going for credit card debt settlement.